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SESAC Affiliate Royalty Loan Resources

As artists, songwriters and publishers begin to develop and expand their careers it is often challenging to finance necessary recording and promotional costs- or even cover basic living expenses. SESAC understands this dilemma facing the creative community and have put together a helpful listing of banks and financial institutions that offers quick and easy access to royalty loans. Here are a few such companies that we recommend:


City Nation Bank

City National Bank
Since 1954, City National Bank has been entrenched in serving the entertainment community with locations in Los Angeles, New York, Nashville and Atlanta. Our royalty and catalog lending expertise helps us structure loans to utilize your intellectual property earnings and makes sense for your personal financial situation. Call us to discuss how we can help.

Lori Badgett
City National Bank
54 Music Sq E ste 100
Nashville, TN 37203

Lyric Financial

Lyric Financial
Lyric is run by music folks for music folks. Its unique advance program works like a virtual ATM to your SESAC royalties, processing your request within 24 hours. Whether you need a simple advance or catalog financing, Lyric Financial offers solutions to meet your needs.

Eli Ball
Lyric Financial
Phone: 615-739-6515
Email: eli@lyricfinancial.com
2 Music Circle South, Suite 212
Nashville, TN 37203
Fax: 615-712-8735

Pinnacke Financial Partners

Pinnacle Financial Partners
Pinnacle is Nashville’s largest local bank and the Official Bank of the Tennessee Titans. Karen Clark has over 26 years of banking experience and offers full banking services to music and entertainment clients including royalty loans.

Karen Clark
Pinnacle Financial Partners
Email: Karen.clark@pnfp.com
Phone: 615-690-4094
Mobile: 615-456-9500
Fax: 615-690-4194

Pinnacke Financial Partners

The Royalty Exchange
Royalty Exchange helps artists and other creative rightsholders raise money by connecting them to private investors interested in buying royalties. We offer a centralized, open marketplace to conduct royalty auctions, bringing transparency to a historically private process. The result maximizes value for royalty owners and provides a standardized and secure alternative investment opportunity for buyers and investors.

Originally founded in 2011 and privately held, Royalty Exchange is based in Denver, CO. Follow them on Twitter and Facebook.


1550 Larimer St. #769
Denver, CO 80202 U.S.




Sound Royalties
Sound Royalties collaborates with songwriters like you to access your royalties quicker than ever before.  If you earn more than $5,000 in annual royalties, you can easily access $5k to $10M depending on your specific needs with no credit hassles. Call or Click Now!

Evan Kaye
Sound Royalties
Email: Evan@soundroyalties.com
Phone: (844) 221-0120 x133






SunTrust Bank has a Music Division headquartered in Nashville on Music Row. This division provides financial services to music businesses, artists and songwriters - financing working capital, touring, royalty loans, acquisition of catalogs, private music company ownership interests, and real property - along with financial advisory services for artists and music executives. Established 25 years ago, this group of 30 bankers spends time getting to know the companies and artists in the industry, and then they provide customized lending and investment solutions for their clients.

Ashleigh Overly
Managing Director
SunTrust Sports & Entertainment
Brian Williams Financial Center
1026 17th Ave S
Nashville, TN 37212
Tel 615-748-4434
Fax 615-327-3602